PM Kamyab Jawan Program 2019 How to Apply, Guideline, When Got it
Pakistani Youth great opportunity to get interested in free loans from the PM Kamyab Jawan Programme in Pakistan, a large number of unemployed people apply online for this loan to start their own business. Those applicants submit their application forms and now waiting for loan ability. Get complete guideline in Urdu How to apply for PM Kamyab Nojawan Programme, introduction, eligibility, Online apply for a loan, Track your application, last date to apply, Guidelines on Business Plan Template are given on this page
Prime Minister’s ‘Kamyab Jawan 2019 Youth Entrepreneurship Loan Scheme Application Online Apply for young entrepreneurs between the age group of 21 to 45 years, It is designed to provide subsidized financing through the National Bank of Pakistan, Bank of Punjab and Bank of Khyber under the guidance and supervision of the State Bank of Pakistan. The loans will be disbursed to SME beneficiaries across Pakistan, covering; Punjab, Sindh, Khyber Pakhtunkhwa, Balochistan, Gilgit Baltistan, and Azad Jammu & Kashmir. The Program aims to provide 25% of the loans to women entrepreneurs. Loans provided through Kamyab Jawan Program have segregated in two tiers: Tier 1 loans fall in the range of Rs. 100,000 to Rs. 500,000, with Debt: Equity 90:10 and 6% markup to the borrower, and, Tier 2 loans are from Rs. 500,000 to Rs. 5,000,000, with Debt:Equity 80:20 and 8% markup to borrower. Both loans are for a period of up to 8 years with a grace period of 1 year. SMEDA has been tasked with an advisory role in the implementation of PM’s scheme.APPLY ONLINE FOR LOAN
PM’S YOUTH ENTREPRENEURSHIP SCHEME
How to fill your Kamyab Jawan bank loan application form complete guide in Urdu
Last date to apply for kamyab nojwan program:
Guidelines on Business Plan Template
1. What is a business plan and how it helps?
It is the face of your business; It helps to attract clients, investors and strategic partners
It is a living document; You should review it after any change in external or internal factors
The first step for fine-tuning your ideas for practical implementation into a functioning business
Acts as a ‘How to’ guide for running your business
Helps you map options for best and worst-case scenarios
2. How to develop a business plan?
Know your business: Research your market, product/service, target customer
Create your identity: Company/ Business mission, vision
Structure your thoughts: Write your business plan
3. Key features of a good business plan
Think about the following before and after you’ve written every section:
Description of your project and product
Marketing Plan: Product, customer profile, distribution channel and proposed location, pricing, promotion, and advertising.
Operational Plan: Production, location, Inventory, Credit, Payables
Management and Organization: Competitive strengths, Legal form, and structure
Startup Expenses and Capitalization: Estimating Pre Ops, Contingencies and unforeseen
Financial Plan: Recommend using professional help for Income Statement, Balance Sheet and Cashflow
Appendices; Advice on appending useful written materials to Business Plan
Refining the Plan; Advice on how to create a plan specifically suited to the applicant’s business
Note: Business plan Guide is attached in Infopack
4. Who will develop a business plan?
The entrepreneur may use professional help however we strongly advise the entrepreneurs to do it themselves
Technical advice from private sector experts / Govt. institutions, listed on SMEDA’s website.
5. How SMEDA can help
Provide guidelines and explain how to develop a business plan. Refer to a related pre-feasibility
Refer to government institutions, private sector experts/institutions, secondary resource materials, SMEDA website www.smeda.org