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CM Maryam Nawaz 3 Marla Plot Scheme 2025: Apply Online, Eligibility, and Benefits
The CM Maryam Nawaz 3 Marla Plot Scheme 2025, launched under the visionary leadership of Punjab Chief Minister Maryam Nawaz Sharif, is a transformative initiative aimed at empowering low-income and homeless families across Punjab. Part of the broader Apni Zameen Apna Ghar (AZAG) program, this scheme offers free 3-marla plots (approximately 675 square feet) to deserving individuals, enabling them to build their own homes and secure a brighter future. With 1,892 plots allocated in the first phase across 22 districts, this housing project is a significant step toward reducing homelessness and promoting social welfare in Punjab.
In this comprehensive, SEO-optimized guide, we’ll walk you through everything you need to know about the CM Maryam Nawaz 3 Marla Plot Scheme 2025, including how to apply online, eligibility criteria, required documents, the verification process, and the life-changing benefits of this initiative. Whether you’re a low-income family, a widow, an orphan, or a disabled individual, this scheme could be your golden opportunity to own a home.
What is the CM Maryam Nawaz 3 Marla Plot Scheme 2025?
The CM Maryam Nawaz 3 Marla Plot Scheme is a flagship housing initiative by the Punjab government designed to provide free 3-marla plots to underprivileged and homeless families. Launched in January 2025 with the Zahra Homes/Maskan Ravi project in Kala Shah Kaku, the scheme aligns with CM Maryam Nawaz’s vision that “every citizen of Punjab deserves a home.” The first phase will distribute 1,892 plots across 33 schemes in 22 districts, ensuring equitable access to housing in both urban and rural areas.
This initiative is part of the Apni Zameen Apna Ghar (AZAG) program, which not only provides free land but also offers interest-free loans of up to PKR 1.5 million through the Apni Chhat Apna Ghar program to help beneficiaries construct their homes. With a focus on transparency, fairness, and sustainability, the scheme prioritizes low-income families, widows, orphans, and disabled individuals, making it a cornerstone of Punjab’s social welfare agenda.
Why the 3 Marla Plot Scheme Matters
Owning a home is a dream for many, but financial constraints often make it unattainable for low-income families. The CM Maryam Nawaz 3 Marla Plot Scheme addresses this challenge by offering:
Free Land Ownership: Eligible families receive a 3-marla plot at no cost, removing the financial barrier to owning property.
Interest-Free Loans: Beneficiaries can access up to PKR 1.5 million in interest-free loans, repayable over seven years at approximately PKR 14,000 per month, to build a home.
Reduced Homelessness: By providing secure housing, the scheme aims to uplift families and reduce homelessness across Punjab.
Economic Stability: Owning land offers long-term financial growth and stability, enabling families to break the cycle of poverty.
Improved Living Standards: A home provides safety, dignity, and better living opportunities for families.
The scheme’s transparent and fair selection process ensures that only deserving applicants benefit, making it a model for equitable housing distribution.
Eligibility Criteria for the 3 Marla Plot Scheme
To ensure that the CM Maryam Nawaz 3 Marla Plot Scheme reaches those who need it most, the Punjab government has set strict eligibility criteria. Applicants must meet the following conditions:
Residency: Must be a permanent resident of Punjab with a valid Punjab-issued Computerized National Identity Card (CNIC).
Property Ownership: Must not own any house or land in their name or their spouse’s name anywhere in Pakistan.
Income Level: Must belong to a low-income or financially unstable household. The exact income threshold is specified on the official website.
Age and Marital Status: Applicants must be at least 18 years old and, in most cases, married.
Special Priority: Widows, orphans, and disabled individuals receive preference to ensure the most vulnerable are supported.
NADRA Verification: Applicants must be the head of their household as per NADRA records.
Note: Government employees with high salaries or significant assets are not eligible. Applicants must also not be involved in anti-state or criminal activities.
How to Apply for the CM Maryam Nawaz 3 Marla Plot Scheme 2025
The Punjab government has streamlined the application process to make it accessible and transparent. You can apply online through the official portal or offline at designated government offices. Here’s a step-by-step guide to applying online:
Step 1: Visit the Official Website
Access the official Apni Chhat Apna Ghar portal at acag.punjab.gov.pk or the Punjab government website punjab.gov.pk.
Look for the CM Maryam Nawaz 3 Marla Plot Scheme application link, which will be available once registration opens.
Step 2: Create an Account
Register by entering your CNIC number, full name, contact details, and current residential address.
Choose a secure password and verify your account using the One-Time Password (OTP) sent to your email or mobile number.
Step 3: Fill in the Application Form
Complete the online form with accurate personal and household details, including:
CNIC number
Family size
Income details
Current housing status (e.g., rented, homeless)
Declare that you do not own any property and are a permanent resident of Punjab.
Step 4: Upload Required Documents
Attach scanned copies of the following documents:
CNIC: Front and back copies of your valid Punjab-issued CNIC.
Proof of Residence: Recent utility bills, rental agreements, or a domicile certificate.
Income Proof: Salary slips, a poverty certificate, or a letter from a local government authority verifying low-income status.
Affidavit: A declaration confirming you do not own any property.
Ensure all documents are clear and meet the specified format (e.g., PDF or JPEG).
Step 5: Submit the Application
Review all entered information and uploaded documents for accuracy.
Submit the form and note the application reference number for tracking purposes.
Step 6: Wait for Verification
The Punjab government will verify your application by cross-checking details with NADRA, property records, and income databases.
Only eligible applicants will be shortlisted for the ballot process.
Step 7: Receive Notification
If selected, you will receive an SMS or email notification with details about the plot allocation.
The plots are distributed through a transparent balloting system to ensure fairness.
Offline Application Option
For those unable to apply online, offline applications are accepted at the Deputy Commissioner Office in your district. Bring all required documents and submit them at the Apni Chhat Apna Ghar registration desk. Contact the helpline (042-99213419, 042-99213428, or 0800-09100) for assistance.
Important: There is no application fee for the scheme. Beware of fraudulent schemes claiming to charge for registration.
Verification and Selection Process
The Punjab government has implemented a robust verification and selection process to ensure transparency and fairness:
Document Verification: All submitted documents are checked for authenticity, including CNIC details, proof of residence, and income status.
Eligibility Screening: Applicants are screened against the eligibility criteria, with NADRA and property records used to confirm no property ownership.
Balloting: Shortlisted applicants enter a transparent lottery system to allocate the 1,892 plots in the first phase.
Final Notification: Selected beneficiaries are informed via SMS or email, with details on how to claim their plot.
The government ensures that only deserving families benefit, with special priority given to widows, orphans, and disabled individuals.
Benefits of the Apni Zameen Apna Ghar Program
The Apni Zameen Apna Ghar program, under which the 3 Marla Plot Scheme operates, offers far-reaching benefits for Punjab’s underprivileged communities:
Home Ownership: Low-income families gain the opportunity to own a 3-marla plot, a significant step toward financial independence.
Reducing Homelessness: By providing free land, the scheme helps families move out of rented or informal housing, reducing homelessness across Punjab.
Social Welfare: The initiative supports the Punjab government’s commitment to uplifting marginalized communities and ensuring equitable access to resources.
Transparent Process: A fair and transparent selection process ensures that only deserving applicants receive plots, building trust in the system.
Better Living Opportunities: Owning a home provides stability, security, and access to better education and healthcare for families.
Economic Growth: The scheme boosts the real estate sector and creates jobs through construction activities, contributing to Punjab’s economy.
Additionally, beneficiaries can apply for an interest-free loan of up to PKR 1.5 million to build a home, with repayments spread over seven years. This makes home construction affordable, with monthly payments as low as PKR 14,000.
Districts Covered in the First Phase
The first phase of the CM Maryam Nawaz 3 Marla Plot Scheme covers 22 districts across Punjab, with 1,892 plots distributed as follows:
Rawalpindi Division: 658 plots in 5 schemes (Hazro, Attock, Jhelum, Gujrat)
Faisalabad Division: 288 plots in 4 schemes (Chiniot, Mamu Kanjan, Salanwali, Jhang)
Lahore Region: 518 plots in 8 schemes
Multan Region: 270 plots in 9 schemes (Vehari, Lodhran, Sahiwal, Chichawatni)
Bhakkar Region: 131 plots in 7 schemes (Bhakkar, Khushab, Layyah)
Bahawalpur Region: 27 plots in 3 schemes (Fort Monroe, Rajanpur, Bahawalpur, Bahawalnagar)
This strategic distribution ensures that both urban and rural families benefit, with plans to expand the scheme in future phases.
Tips for a Successful Application
To maximize your chances of success, follow these tips:
Prepare Documents in Advance: Gather all required documents (CNIC, proof of residence, income proof, affidavit) before the application portal opens.
Provide Accurate Information: Double-check all details to avoid rejection due to discrepancies.
Monitor Updates: Regularly check acag.punjab.gov.pk or punjab.gov.pk for registration announcements.
Avoid Fraud: The application process is free. Do not pay anyone claiming to guarantee a plot.
Contact the Helpline: For queries or assistance, call 042-99213419, 042-99213428, or 0800-09100.
Frequently Asked Questions
1. Is there an application fee for the 3 Marla Plot Scheme?
No, the registration process is completely free. The Punjab government does not charge any fees.
2. Can I sell the allocated plot?
No, the plot is intended for building a home and cannot be sold.
3. When will the online portal be available?
The portal is under development and expected to launch soon. Monitor acag.punjab.gov.pk for updates.
4. What happens if I’m selected?
You’ll receive an SMS or email notification with instructions to claim your plot. You can also apply for an interest-free loan to build your home.
5. Who gets priority in the scheme?
Widows, orphans, and disabled individuals receive special preference to ensure the most vulnerable benefit.
Conclusion
The CM Maryam Nawaz 3 Marla Plot Scheme 2025 is a game-changer for low-income and homeless families in Punjab. By offering free 3-marla plots and interest-free loans, the scheme empowers deserving individuals to own a home, reduce poverty, and improve their quality of life. This initiative reflects the Punjab government’s dedication to social welfare with a transparent application process, strict eligibility criteria, and a commitment to fairness.
If you meet the eligibility criteria, don’t miss this life-changing opportunity. Prepare your documents, stay updated on the official portal, and apply as soon as registration opens. Your dream of owning a home could soon become a reality!
For the latest updates, visit acag.punjab.gov.pk or punjab.gov.pk. Share this guide with friends and family who may benefit from the CM Maryam Nawaz 3 Marla Plot Scheme 2025!
Fahad Munir is a seasoned journalist and editor at Awam PK, specializing in sharing accurate and timely news, job updates, and educational information to the Pakistani audience.
