PM Laptop Loan Scheme 2025 – Interest-Free Installments for Students and Freelancers

The Government of Pakistan has officially launched the Prime Minister Laptop Loan Scheme 2025, a landmark initiative aimed at promoting digital literacy and entrepreneurship among the country’s youth. This program provides laptops on easy, interest-free installments, helping students, freelancers, and young professionals gain access to essential technology without financial hurdles.

Purpose of the PM Laptop Loan Scheme 2025

The scheme has been introduced as part of the PM Youth Program, focusing on reducing the digital divide in Pakistan. By providing laptops on installments, the government aims to:

• Support online education and e-learning platforms

• Empower freelancers working on Fiverr, Upwork, and other marketplaces

• Encourage e-commerce startups and digital businesses

• Strengthen Pakistan’s knowledge-based economy

Officials have called the scheme a strategic investment in the nation’s digital future.

Loan Categories and Installment Plans

Under the PM Laptop Loan Scheme 2025, applicants can apply for loans of up to PKR 450,000, depending on their requirements. The scheme is divided into three categories:

• Basic Plan – PKR 150,000

• Medium Plan – PKR 300,000

• Advanced Plan – PKR 450,000

All loans are repayable in flexible monthly installments spread across multiple years, making laptops more affordable for every applicant.

Eligibility Criteria

To apply for the PM Laptop Loan Scheme 2025, candidates must meet the following conditions:

• Must be a Pakistani citizen between 18–35 years old

• Open to university students, freelancers, and young professionals

• Priority given to applicants from low-income families

• Government employees are not eligible

Required Documents

Applicants must prepare the following documents before submitting their online application:

• CNIC (front and back scanned copies)

• Recent passport-size photograph

• Proof of income (salary slip or guardian’s income statement)

• Educational certificates or proof of university admission

• Freelancers can submit links to their online profiles (Fiverr, Upwork, etc.)

How to Apply for PM Laptop Loan Scheme 2025

Applications will be accepted online only through the official PM Youth Program portal. This ensures a transparent, easy, and fast process for all applicants.

Visit the Official PM Youth Program Website https://pmyp.gov.pk/

Benefits of the Scheme

The PM Laptop Loan Scheme 2025 is more than just financial support—it is a gateway to equal opportunities in the digital world. With access to affordable laptops, Pakistani youth will be better equipped to:

• Pursue higher education online

• Earn through freelancing and remote work

• Build startups and e-commerce businesses

• Compete globally in the IT and digital economy

Conclusion

The Prime Minister Laptop Loan Scheme 2025 is a groundbreaking initiative designed to empower the next generation of Pakistan. By offering laptops on interest-free installments, the government is paving the way for a more digitally connected and economically strong nation.