Khushhali Sarmaya is obtainable to micro-entrepreneurs (small business owners) and livestock owners. The loan can be used to buy raw materials/ finished goods/ stocks/inventory and to improve the production of goods & services. This loan facility can facilitate small businesses to get credit for operating assets to help them make more income.
KMBL Khushhali Sarmaya Loan Scheme
Khushhali Microfinance Bank now Offers Loans up to Rs.1,000,000/- for Small Businesses
Eligibility Criteria
Age Limit: 22 to 60 years
Applicant must be micro-entrepreneurs who are either self-employed or employ few individuals maximum 10 (excluding seasonal labors)
Minimum business experience of 2 years
NADRA CNIC/ SNIC holder
Must have a good credit history
Tenure: 03 to 36 months.
Service charges
For Loans up to Rs. 150,000/- (33%)
For Loans equal to or greater than 150,001/ up to Rs. 300,000/- (33%)
For Loans equal to or greater than Rs. 300,001/up to Rs. 1,000,000/- (32% )
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