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CM Punjab Livestock Card Scheme 2025: A Game-Changer for Farmers
In 2025, the Punjab government, under the visionary leadership of Chief Minister Maryam Nawaz Sharif, has introduced the CM Punjab Livestock Card Scheme, a transformative initiative designed to uplift small and medium-scale livestock farmers across the province. With a substantial budget of PKR 4,442.08 million and a two-year gestation period, this scheme aims to empower farmers by providing interest-free loans, promoting better livestock feeding practices, and fostering financial inclusion in rural areas. Whether you’re a livestock farmer in Multan, a cattle owner in Rahim Yar Khan, or a small-scale breeder in South Punjab, this program offers a golden opportunity to grow your business and improve your livelihood.
What is the CM Punjab Livestock Card Scheme 2025?
The CM Punjab Livestock Card Scheme is a farmer-friendly program launched to address the financial challenges faced by livestock farmers in Punjab. With Punjab contributing over 60% of Pakistan’s meat and dairy output, the livestock sector is a cornerstone of the province’s economy. However, small and medium-scale farmers often struggle to afford quality feed, veterinary care, and other essentials due to limited access to credit. This scheme aims to bridge that gap by offering interest-free loans ranging from PKR 135,000 to PKR 270,000, enabling farmers to purchase feed supplements like wanda, silage, and mineral mixtures for calf fattening.
Backed by a PKR 4,442.08 million investment, the program targets 40,000 to 80,000 farmers over two years, with 10,000 to 20,000 farmers benefiting in the first year and 30,000 to 60,000 in the second. The initiative also includes a special focus on rural women, providing free cows and buffaloes to 11,000 deserving women in 12 South Punjab districts to promote economic independence.
Key Objectives of the Scheme
The CM Punjab Livestock Card Scheme is built on three core pillars:
Financial Support for Farmers: By providing interest-free loans, the scheme reduces the financial burden on farmers, allowing them to invest in high-quality feed and veterinary care without worrying about high interest rates.
Promoting Financial Inclusion: The program ensures that farmers, especially in rural areas, have access to formal credit systems, empowering them to grow their businesses.
Enhancing Productivity: By encouraging better feeding practices, the scheme aims to boost livestock health and productivity, increasing meat and milk production for local consumption and export.
These objectives align with Punjab’s broader vision of creating a self-sustaining agricultural economy, reducing rural poverty, and empowering marginalized communities, particularly women.
Why the Livestock Card Scheme Matters
Livestock farming is more than just a livelihood for millions of Punjab’s residents—it’s a way of life. From dairy production to meat exports, the sector plays a critical role in the province’s economy. However, small-scale farmers often face challenges like:
High Costs of Feed: Quality feed like wanda and silage is expensive, making it difficult for farmers to maintain healthy livestock.
Limited Access to Credit: Traditional loans come with high interest rates, trapping farmers in debt cycles.
Low Productivity: Without proper nutrition and care, livestock yield less milk and meat, affecting farmers’ income.
The CM Punjab Livestock Card Scheme addresses these issues head-on by providing interest-free loans of PKR 27,000 per animal (up to 10 animals per farmer), enabling farmers to invest in their livestock without financial stress. Additionally, the scheme’s focus on women’s empowerment through free livestock distribution in South Punjab districts like Multan, Bahawalpur, and Dera Ghazi Khan is a step toward gender equality in agriculture.
According to recent discussions on platforms like X, farmers and community members have hailed the scheme as a “game-changer” for rural economies, with some expressing hope that it will lead to tangible improvements in their livelihoods. The program’s emphasis on digital accessibility and transparency further enhances its appeal, making it easier for farmers to apply and access benefits.
Eligibility Criteria: Who Can Apply?
To ensure that the CM Punjab Livestock Card Scheme reaches those who need it most, the Punjab government has outlined clear eligibility criteria. Here’s what you need to qualify:
Residency: You must be a resident of Punjab Province with a valid Punjab domicile.
Valid CNIC: A National Identity Card (CNIC) is required for verification.
Active Mobile SIM: Your mobile phone SIM must be registered in your name and active.
Livestock Ownership: You must own 5 to 10 male calves or young stock (buffalo or cattle). Farmers with more than 10 animals are eligible, but the credit facility is limited to 10 animals.
Clean Credit History: Applicants must have no prior defaults or disqualifications under government loan schemes, verified through the Electronic Credit Information Bureau (E-CIB).
NADRA and NACTA Verification: Your identity must pass NADRA Verisys and NACTA checks.
Physical Verification: The Urban Unit will verify the farmer and their animals to ensure eligibility.
The scheme operates on a first-come, first-served basis, so early application is crucial. Women farmers who meet these criteria are also encouraged to apply, aligning with the program’s gender-inclusive approach.
Benefits of the CM Punjab Livestock Card Scheme
The CM Punjab Livestock Card Scheme offers a range of benefits designed to transform the lives of livestock farmers. Here’s how it can make a difference:
1. Interest-Free Loans
Farmers can access loans ranging from PKR 135,000 to PKR 270,000 (PKR 27,000 per animal for up to 10 animals) without any interest charges. The loan is disbursed through the Bank of Punjab and can be used to purchase essential feed supplements like wanda, silage, and mineral mixtures.
2. Flexible Repayment Terms
The loan duration is four months, with an additional one-month grace period for repayment. This flexible timeline allows farmers to use the funds to fatten their livestock and sell them at a profit, particularly during high-demand periods like Eid-ul-Adha.
3. Empowering Rural Women
In a groundbreaking move, the scheme provides free cows and buffaloes to 11,000 widowed or divorced women in 12 South Punjab districts, including Multan, Khanewal, Lodhran, and Rahim Yar Khan. This initiative, backed by a PKR 2 billion budget, enables women to generate income through milk and meat production, fostering financial independence.
4. Enhanced Livestock Health
By enabling farmers to afford high-quality feed and veterinary care, the scheme improves livestock health, leading to higher milk yields (up to 12 liters per buffalo daily) and better meat production. This not only boosts farmers’ income but also supports Punjab’s meat export goals, with an estimated 400,000 animals prepared for export.
5. Digital Accessibility
The application process is fully digitized, thanks to the Punjab Information Technology Board (PITB). Farmers can register via SMS or online, ensuring transparency, reduced processing times, and improved service delivery.
6. Additional Support Services
The scheme includes free services like deworming, artificial insemination, and silage quality testing, along with an Animal Identity Traceability System to streamline livestock management. A dedicated helpline (0800-09211) and a Farmer Guidance App further assist farmers with information and support.
How to Apply for the CM Punjab Livestock Card
Applying for the CM Punjab Livestock Card is simple and accessible, thanks to the digitized process developed by PITB. Follow these steps to get started:
Check Eligibility: Ensure you meet all the criteria listed above, including residency, CNIC, and livestock ownership.
SMS Registration: Send an SMS with “PLC ” to 8070. For example: PLC 3740336789563.
Visit a Veterinary Hospital: Alternatively, visit your nearest veterinary hospital or Livestock Department office to register in person. Bring your CNIC, proof of residency, and details of your livestock.
Submit Documents: Provide proof of livestock ownership (5–10 male calves or young stock) and ensure your mobile SIM is active and registered in your name.
Verification Process: Authorities will verify your identity through NADRA Verisys, NACTA, and the Urban Unit’s physical inspection of your animals.
Receive Your Card: If approved, you’ll receive your Livestock Card from the Bank of Punjab or a designated Livestock Department office. Some areas may offer home delivery for added convenience.
Application Period: The initial registration phase ran from November 5 to December 11, 2024. Future enrollment dates are expected to be announced soon, so stay updated via the official website: livestock.punjab.gov.pk or call the helpline at 0800-09211.
Tips for a Successful Application
To maximize your chances of securing a Livestock Card, keep these tips in mind:
Apply Early: The scheme operates on a first-come, first-serve basis, so don’t delay.
Ensure Document Accuracy: Double-check your CNIC, mobile SIM registration, and livestock details before submitting.
Maintain a Clean Credit History: Avoid defaults on previous government loans to pass the E-CIB check.
Stay Informed: Follow updates on the official Punjab Livestock Department website or social media channels for new application windows.
Impact on Punjab’s Economy and Rural Communities
The CM Punjab Livestock Card Scheme is more than just a financial aid program—it’s a strategic intervention to boost Punjab’s agricultural economy. By supporting 40,000 to 80,000 farmers and preparing 400,000 animals for meat export, the scheme addresses the supply-demand gap in the livestock sector. This could significantly enhance Punjab’s contribution to Pakistan’s meat and dairy exports, strengthening the national economy.
For rural communities, the scheme offers a lifeline. Small-scale farmers can now afford quality feed, leading to healthier livestock and higher profits. The focus on women’s empowerment is particularly impactful, as it provides rural women with assets (cows and buffaloes) that generate steady income. For example, a single dairy buffalo can produce up to 12 liters of milk daily, offering a reliable revenue stream for households.
The scheme’s digital infrastructure, including SMS registration and the Farmer Guidance App, ensures accessibility even in remote areas. Awareness campaigns in tehsils like Rawalpindi further educate farmers about the program’s benefits, making it a model of effective governance and technological innovation.
Comparison with Other Punjab Government Initiatives
The CM Punjab Livestock Card Scheme is part of a broader suite of farmer-friendly initiatives launched by Chief Minister Maryam Nawaz. Here’s how it compares to other programs:
Green Tractor Scheme: Provides free tractors and land levelers to wheat farmers, focusing on crop production.
Apni Chat Apna Ghar Scheme: Offers housing support to low-income families, addressing rural poverty.
Solar Panel Scheme: Promotes sustainable energy for farmers, reducing operational costs.
While these schemes target different aspects of rural development, the Livestock Card Scheme stands out for its focus on livestock farmers and women’s empowerment, directly addressing the needs of the livestock sector.
Challenges and Considerations
While the scheme has been widely praised, some challenges remain:
Limited Application Window: The initial phase (November 5–December 11, 2024) may have excluded late applicants. Future phases are needed to reach more farmers.
Verification Delays: The multi-step verification process (NADRA, NACTA, Urban Unit) could slow down approvals in remote areas.
Repayment Pressure: Although the repayment period is flexible, farmers must plan carefully to repay loans within five months.
Despite these challenges, the scheme’s benefits far outweigh the hurdles, and the government’s commitment to transparency and support services ensures a smooth experience for most applicants.
What Farmers Are Saying
On platforms like X, farmers and community members have shared mixed but mostly positive sentiments about the scheme. One user posted, “The Livestock Card is a huge step for South Punjab farmers. Interest-free loans will make a big difference!” Another noted, “I hope the government ensures timely delivery of cards and support services.” These voices reflect the excitement and cautious optimism surrounding the program.
Conclusion: A Step Toward a Prosperous Punjab
The CM Punjab Livestock Card Scheme 2025 is a landmark initiative that empowers livestock farmers, promotes gender equality, and strengthens Punjab’s agricultural economy. By providing interest-free loans, free livestock for rural women, and digital access to resources, the scheme addresses the core challenges faced by small and medium-scale farmers. Whether you’re looking to improve your livestock’s health, boost your income, or contribute to Punjab’s meat export goals, this program offers the tools to succeed.
Don’t miss out on this opportunity! Check your eligibility, gather your documents, and stay tuned for the next application phase. Visit livestock.punjab.gov.pk or call 0800-09211 for the latest updates. Together, let’s build a stronger, more prosperous Punjab.
Chief Minister of Punjab, Maryam Nawaz, has taken another historic step for the women living in the villages of Southern Punjab. In 12 districts of Southern Punjab, 2 billion rupees will be allocated to provide 11,000 rural women with buffaloes and cows. In the first phase of this unparalleled program by the Chief Minister, 4,870 livestock will be distributed.
The CM’s Livestock Asset Program aims to increase milk production and create employment opportunities for rural women from the comfort of their homes. Under this program, rural women in Dera Ghazi Khan, Muzaffargarh, Rajanpur, Layyah, and Kot Addu will receive free livestock. Women in Multan, Khanewal, Lodhran, Vehari, Rahim Yar Khan, and Bahawalpur will also receive free livestock to improve their livelihoods. Divorced and widowed women aged up to 55 can apply through an app from home.
Rural women can also contact the Chief Minister’s Facilitation Desk at veterinary hospitals to obtain free livestock. The Chief Minister stated that our commitment is to bridge the gap of poverty between villages and cities. Economic development is also a right for the daughters living in villages. The Chief Minister emphasized that we are providing equal economic opportunities in both urban and rural areas. Whether a woman is in the city or the village, education, health, and employment are her fundamental rights.
The Chief Minister of Punjab, Maryam Nawaz, has announced the provision of free livestock to impoverished rural women in Southern Punjab. Rural women in 12 districts, including Multan, Vehari, Rahim Yar Khan, Bahawalpur, Dera Ghazi Khan, Muzaffargarh, and Rajanpur, will receive cows and buffaloes. Divorced and widowed women aged up to 55 can apply for free cows and buffaloes through an application. The Chief Minister of Punjab, Maryam Nawaz, has expressed her determination to bridge the gap between poverty in rural and urban areas.
Fahad Munir is a seasoned journalist and editor at Awam PK, specializing in sharing accurate and timely news, job updates, and educational information to the Pakistani audience.
